Can I get my credit card to get rid of the annual fee?

Posts Tagged ‘zero balance’

Can I get my credit card to get rid of the annual fee?

By Author on Friday, June 17th, 2011 | 8 Comments

Hello. I have a card with HSBC with a limit of 0. I ran into some issues and was unable to pay it off in full for the last 7months, however we just paid the card off with a zero balance. This is a joint card between me and my husband and we have had [...]

How do I close empty credit card accounts?

By Author on Wednesday, December 22nd, 2010 | 7 Comments

I have recently checked my credit report and I realized I had several credit card accounts which were unused for several years running with a zero balance for some time. I would like to close them to resolve my accounts and improve my overall credit. I have to admit that some of the credit companies [...]

How and why is my credit card affected when I open and close a credit card?

By Author on Thursday, November 25th, 2010 | 3 Comments

I see a great deal at a store to open up a credit card and get a prize or a rebate. If I want the big discount I open the credit card and then get the discount but I don’t want or need the credit card at all. Is it better to close down this [...]

If I lower the limits on my credit cards will that hurt my credit score?

By Author on Thursday, September 2nd, 2010 | 4 Comments

I have several credit cards all with a zero balance. Several have high limits and I was just denied a loan because I had to much credit. If I were to lower the limits on all the cards will that affect my credit score??? I have no outstanding debits an only have a car loan [...]

Should you close credit cards when you have a zero balance?

By Author on Tuesday, August 31st, 2010 | 8 Comments

I just opened a new credit card with a much betterAPR and transferred the balance from 2 other cards onto the new one. I’ve heard different things, that you should close it and that you should leave it open. Does anyone know what yoru should really do? Related Credit Card Sites Unique Business Cards: Showcase [...]

No Annual Fee Credit Cards

Posts Tagged ‘zero balance’