What is the difference between FICO and Risk Score?

Posts Tagged ‘Transunion’

What is the difference between FICO and Risk Score?

By Author on Saturday, October 16th, 2010 | No Comments

I have two credit card accounts that provides free scores each month…. one uses FICO and other uses something called "Transunion Risk Score" which is 40 pts LOWER than my FICO. The FICO is also provided by Transunion. So which is more accurate and likely to be seen by the lenders? It also lists this [...]

My credit score jumped up 25 points in one month. What could have caused that?

By Author on Sunday, September 26th, 2010 | 2 Comments

I went bankrupt about 4 years ago, and ever since then i’ve power-applied until I had a few decent credit cards that surprisingly offered me credit at the time,and I obvoiusly took a huge ding for inquiries. However, ever since then my score has been everywhere from 549 to the lower 600. Today it stands [...]

What mortgage lenders do they base your FICO score on?

By Author on Sunday, September 12th, 2010 | 2 Comments

Equifax, TransUnion or Experian or a combination of all? I was told I have a low FICO score but after paying .95, TransUnion said it was 780. Related Credit Card Sites TransUnion Report Shows Improvement in Bad Credit Auto Loans | Auto Credit Express Auto Loan Blog Latest Trans Union Auctions | muhammadabduh.com Car Loans [...]

What kind of mortgage rate (30 year fix) can I get right now with a 694 Equifax and 691 TransUnion FICO score?

By Author on Friday, September 10th, 2010 | 3 Comments

What kind of mortgage rate (30 year fix) can I get right now with a 694 Equifax and 691 TransUnion FICO score? Related Credit Card Sites TransUnion Report Shows Improvement in Bad Credit Auto Loans | Auto Credit Express Auto Loan Blog If transunion deleted collections will the other bureaus follow ? | Quality Insurance [...]

Why are my credit score's so different?

By Author on Thursday, September 9th, 2010 | 3 Comments

10 months ago i checked my free credit report from TransUnion and paid for the credit score which they showed that I had 822/990, 59 percentile, grade B. I assumed that It was using the Vantagescore scale. Just yesterday, I did my free credit report from Experian and paid for the credit score which they [...]

No Annual Fee Credit Cards

Posts Tagged ‘Transunion’