Why do I get so many Credit Card offers?

Posts Tagged ‘Small Business Loan’

Why do I get so many Credit Card offers?

By Author on Sunday, August 15th, 2010 | 3 Comments

I know that credit card companies have access to certain credit information, but what exactly do they have access to? My husband and I both have Beacon scores over 800 and get an average of four Credit card or refinance offers EACH per day! I guess I have two questions: 1) What data do they [...]

What credit bureau does Discover credit card check when opening an account?

By Author on Friday, August 13th, 2010 | 2 Comments

For those of you out there who have a Discover credit card…which credit bureau did they check? Transunion,Equifax, or Experian when running your credit? Related Credit Card Sites Triple Credit Report Monitoring Service: The Reward Of All Three Credit Bureau Monitoring | The Forex Opportunity Equifax Launches New Personal Finance Blog | Lagravier.com Real Estate [...]

How often can I apply for a credit card?

By Author on Tuesday, August 10th, 2010 | 1 Comment

I have a credit card with a high interest rate and would like to transfer my balance to a credit card with a lower interest rate so that I can pay off more principal and a little more quickly towards being debt free. I understand that applying too often for credit cards can damage my [...]

How do credit card companies apply your payment?

By Author on Saturday, August 7th, 2010 | 3 Comments

For example: Current balance is ,000 with 0% interest for another 6 months. I decide to get a cash advance for ,000 with 24.99% interest. I make my payments of 0 a month. How do they apply that 0 a month? These are just numbers I’m throwing out. And I understand that you should avoid [...]

Do you think my credit card application will be approved?

By Author on Thursday, August 5th, 2010 | 9 Comments

Credit History: 2 Months Number of cards: 3 Balance: 0 Credit limit: a little over 00 in total past applications I made : a little over 3, nearly a month ago. I pay my bills each month in FULL, and after checking my credit report, everything is in good standing with no late penalties or [...]

No Annual Fee Credit Cards

Posts Tagged ‘Small Business Loan’