No Annual Fee Credit Cards

http://www.privacyrights.org/fs/fs6c-CreditScores.htm#4 I pay my bills on time, but in cash. Can I ever hope to get credit? Fair Isaac has developed a new scoring model designed to score credit risk through “non-traditional” data obtained from various data vendors. This, the company claims, will make credit easier for the nearly 25% of the population that either [...]