Posts Tagged ‘long time’


Credit card without credit history and no annual fees?

Hello, I have been searching for a very long time for a good credit card. This credit card must not required credit history or any annual fees. As for the rated, I don’t care as long as its around 18% or under. All I could find was CapitalOne, however they don’t allow California to apply [...]

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What happens when you cancel a credit card?

I currently have 3 credit cards. I just got approved for another and it is in the mail on it’s way. I paid off the one with the lowest credit limit, and was thinking about cancelling it and just keeping the other three. I have been working on building my credit for a long time, [...]

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Can a bank impose a new annual fee on a credit card that hasn't been used in years and is not activated?

I got a letter from Geico Platinum Mastercard that they’re imposing a annual fee, and that I have to jump through hoops to decline it. I canceled my Geico insurance policy a long time ago, and have not used this card in years, and did not activate the renewal card when the previous one expired. [...]

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Closing a credit card account that is inactive? How much will it affect my credit report?

I’ve had this account for about two years, and I haven’t used it in a long time, and I’m thinking of closing it but I don’t know how it would affect my credit report. This is a secure credit card, with only a 0 limit. I have two other credit cards that I use a [...]

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How Do I Remove MistakesFrom My Credit Report?

everybody faces the possibility of getting a negative item on their credit report at sometime.  Even the most financially responsible consumers have had to grapple with mistakes on their credit report that end up putting a dent in their financial planning.  Typically, it occurs when it is least expected and when you can not afford [...]

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