Posts Tagged ‘Interest Charges’


What Does This Mean On A Credit Card Application?

I’m thinking of getting a new credit card. Even though I’ve made every payment on time and in full my current card is starting to add all kinds of fees. On the application, under "Interest Rates and Interest Charges", it says "If you are charged periodic interest, the charge will be no less than .50". [...]

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Want credit card company to take some interest charges off my card so i can pay it is this possible to do?

Owe 23,000 on 25,000 credit card. Want to atleast pay it to 15% usage in one payment just want it a little lower so i can better pay it and other debt. Would this also affect my credit negatively? Is this seen as a settlement? Related Credit Card Sites Ashton’s Credit Card Denied At The [...]

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Why was my online credit card application declined?

I am a student and want to get a credit card, so I applied for catalog card USA platinum. Which provides Guaranteed Approval with No credit checks, No employment verifications, No interest charges, you can be approved even if you have No Credit or Bad Credit. But they declined my application. Can any one know [...]

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How do banks and earn from Credit cards, i dont pay any annual fees or interest charges,?

I am using credit cards for the past 3 years( all are life time free cards). No annual fees, i always make full payments every month, so i had never paid financial charges or late payment fees. apart from this i get bonus gifts for my usage. From where does bank get revenue on credit [...]

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Which Credit Cards have a 0%balance transfers for the first year?

I am in a slight amount of debt ( 4,000 on two cards) I cant deal anymore with 23% apr!! i havent even spent 8,000, i just am paying all these finance and interest charges…any ideas what I should do? Which credit card is best to transfer this balance so i can pay it off [...]

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