Posts Tagged ‘Hsbc’


Can I get my credit card to get rid of the annual fee?

Hello. I have a card with HSBC with a limit of 0. I ran into some issues and was unable to pay it off in full for the last 7months, however we just paid the card off with a zero balance. This is a joint card between me and my husband and we have had [...]

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Using A Credit Card To Help Pay My Tuition?

I just saw on my tution bill, an extra 1300 bucks, No really idea how to cover it. My Work Study is only worth 1100. I just got a new credit card offer for 0% apr until december 2007. Now that doesn’t sound bad does it? The only thing is it comes with an annual [...]

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What's the best credit card to apply for if a person is trying to reastablish their credit (has bad credit)?

I’m looking for an UNSECURED credit card – one that will start me off with at least a little bit of available credit no matter how high the interest rates are. I already have the Orchard Bank card and the HSBC one too. I received a First Premier Bank card application and it says that [...]

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Does this sound fair? Your FICO Scores Drop after Credit Card Companies Lower Your Credit Card Limits!?

How is it, that the new strategy of lowering credit limits on peoples credit cards, by the credit companies, is allowed to negatively affect my FICO scores? My FICO scores dropped 87 points after my credit limits were lowered and AFTER I successfully paid off a vehicle? I am still as responsible as ever and [...]

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How does HSBC apply your credit card payment?

For instance I have a 0% installment purchase. Then I also have my regular purchases with interest. How will they apply the payment I make? Will they apply it all to my 0% until it is completely paid-off before I can make payments on my regular purchases? Does this mean I need to have the [...]

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