Does paying a credit card statement in two installments online hurt my credit rating?

Posts Tagged ‘grace period’

Does paying a credit card statement in two installments online hurt my credit rating?

By Author on Saturday, August 28th, 2010 | 5 Comments

I have an online credit card account (at, let’s say Chase), and I have a 0 credit card statement, and I have three weeks to pay it off. If I pay 0 right away and 0 a week after the statement date, will they report a late 0 payment to the bureaus or will I [...]

Does paying a credit card statement in two installments online hurt my credit rating?

By Author on Saturday, August 28th, 2010 | 5 Comments

I get a refund during the grace period on a credit card statement, can I reduce the payment accordingly?

By Author on Tuesday, August 17th, 2010 | 1 Comment

I had a credit card statement of 1000. Within 4 days I get a refund of 200 during the grace period of 15 days. The payment date then follows 11 days later and the credit card company still try to take 1000 – so making my credit card a positive balance – which is not [...]

A question regarding Balance Transfers…..?

By Author on Tuesday, August 10th, 2010 | 4 Comments

I’m asking this more for information then personal experience. A person has a high interest car loan ( say ,000) at 8 % APR. But he/she has Excellent credit and receives multiple solicitations from credit card companies with Balance Transfer cards at 0 % APR for 12 month terms. Could the individual transfer the balance [...]

Cash back at Walmart from my discover card?

By Author on Sunday, July 4th, 2010 | 4 Comments

I started using my new Discover card. When I went to Walmart it asked me if I wanted cash back. I used many other cards before, this was a first. Why is Discover card doing this? Will this be treated as a cash advance? Will you immediately pay interest on this charge? I refuse to [...]

No Annual Fee Credit Cards

Posts Tagged ‘grace period’

Does paying a credit card statement in two installments online hurt my credit rating?

Does paying a credit card statement in two installments online hurt my credit rating?

I get a refund during the grace period on a credit card statement, can I reduce the payment accordingly?

A question regarding Balance Transfers…..?

Cash back at Walmart from my discover card?

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