I get a refund during the grace period on a credit card statement, can I reduce the payment accordingly?

Posts Tagged ‘grace period’

I get a refund during the grace period on a credit card statement, can I reduce the payment accordingly?

By Author on Thursday, June 2nd, 2011 | 1 Comment

I had a credit card statement of 1000. Within 4 days I get a refund of 200 during the grace period of 15 days. The payment date then follows 11 days later and the credit card company still try to take 1000 – so making my credit card a positive balance – which is not [...]

How do you reestablish a credit card grace period?

By Author on Tuesday, May 24th, 2011 | 3 Comments

I always pay my credit cards in full every month, but I was wondering how carrying a balance works. Say you charge 0 on the card and pay only 0 when payment is due. You charge NOTHING on the credit card the next month, and after the statement closes, you’re imposed a finance charge. To [...]

I recently just got a discover student credit card.I know the grace period is 25 days.But the billing cycle?

By Author on Sunday, September 19th, 2010 | 4 Comments

Does the typical billing cycle for Discover start around the end of each month or around the 15th like some card companies do? Any input would be greatly appreciated.Thanks. I just got the card on Monday haven’t used it yet though. Related Credit Card Sites What is Two Cycle Billing? The Truth Behind Credit Card [...]

Best credit card offering the best rewards, anyone know of any?

By Author on Thursday, September 2nd, 2010 | 9 Comments

I have great credit & have always paid bills on time, with no interest. I would like to use this credit card all over the country and not see any additional charges/fees. I would also like free pay online and over the phone if possible. Offers Grace Period at no additional fees. Rewards can be [...]

Credit card charges finance charge for payment in full?

By Author on Monday, August 30th, 2010 | 3 Comments

I have a Chase credit card. I paid my balance in full last month. Now this month, I get a statement saying I owe one dollar. I made no purchases between last month and this month and I paid the balance in full. Yet, they are saying I owe one dollar. I called and the [...]

No Annual Fee Credit Cards

Posts Tagged ‘grace period’