Posts Tagged ‘Finance Charges’


Which credit cards have low fixed APR's and no annual fee?

I’m not interested in things like frequent flyer miles and incentive programs. Also, which are the most harsh about late payment fees and finance charges? Waiting to see if anyone can offer specific credit advice and not just "don’t get a credit card." =) I’ve never had one, but I do need one now. And [...]

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How to delay finance charges on a credit card?

I have a discover card, and I had an 18 month period with no finance charges. My time is up and finance charges started this month. I was told by someone that if you call them and ask for an extended time with no finance charges they usually will because they don’t want you to [...]

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Credit card charges finance charge for payment in full?

I have a Chase credit card. I paid my balance in full last month. Now this month, I get a statement saying I owe one dollar. I made no purchases between last month and this month and I paid the balance in full. Yet, they are saying I owe one dollar. I called and the [...]

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Can somebody tell me how ‘Balance Transfers’ work? Help!?

Am I wrong in thinking I will save money by transferring a credit card balance to another card offering 0% APR transfer balance for the first 12 months? Does that mean my transferred balance will not accrue any finance charges for 12 months even if I only pay the minimum amount each time? Really would [...]

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Get Ready for Visa Credit Cards

Visa Credit Card Corporation is welcomed in many places all over the world and tenders their card services to every person every part of the world as well. Beside that,Visa presents a big selection of credit cards selections for every person’s needs. The Classic Visa credit card is a straightforward card with a small spending [...]

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