How does going over my credit limit affect my credit score?

Posts Tagged ‘Credit Secrets’

How does going over my credit limit affect my credit score?

By Author on Tuesday, September 7th, 2010 | 3 Comments

I recently went over my credit limit by and noticed that the credit card account (Cap One) was reported as delinquent on my equifax credit report? How can this happen and what are the consequences to my credit rating/score? Thanks for your response. Related Credit Card Sites Free Annual Credit Report: Credit taking exams free [...]

I accepted a credit card offer long ago…?

By Author on Sunday, August 22nd, 2010 | 6 Comments

.. for a partially secured credit card, but the company sent me a fully secured credit card, and has told me to pay off the balance, though I did not consent to this card. The statute of limitations has expired, so there can be no legal action, but other companies have purchased the debt and [...]

Does anyone know if any of the oriental massage places in the GTA take debit cards?

By Author on Tuesday, July 20th, 2010 | 1 Comment

Especially the happy ending places if anyone knows, if they take debit cards, thanks. Related Credit Card Sites DEBIT CARD FRAUD: info from the Credit Secrets Bible | financebis Online bank statements

what will be the difference in fico score between a paid collection and settlement?

By Author on Monday, June 21st, 2010 | 1 Comment

There is one negative on my credit report. It has gone to collections and collections agent will take a 20% discount but it shows up on the report as a settlement as opposed to paying the whole thing; then it will show on my credit report as a paid collection. Will that really affect my [...]

Dirty Secrets of The Credit Industry

By Author on Saturday, June 12th, 2010 | No Comments

Credit secrets are closely guarded by inside professionals. I think everybody should know about these tricks of the trade Raise Credit Score. The insider information you must know to improve credit score starting right now-today. . Is it time to work on your credit? How do I fix my credit report? [...]

No Annual Fee Credit Cards

Posts Tagged ‘Credit Secrets’