Posts Tagged ‘credit rating’


How To Check Your Credit And Know Its Affect On You

Credit Rating You can not know it, but each time you eat out any type of loan or credit rating or pay something back, it gets counted on your credit ratings rating. Who keeps a record on you will vary according to in which you live, but the large three credit rating reference agencies are [...]

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Start Managing Your Credit Rating

If you are like me, you’ve probably skipped a few phone expenses, a few loan payments and perhaps even been missing for action for a few months as you were overseas with the financial institution frantically trying to get in contact with a person. I have usually wondered whether these ‘dents’ during my credit rating [...]

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Can I cancel a credit card without damage to my credit score?

I have an extra credit card I don’t use, and I would like to cancel it. It’s all paid up, and I have no outstanding balances. But I’ve heard that cancelling a credit card can damage your credit rating. Is that true? Related Credit Card Sites

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My credit card company changed its terms and is asking of I accept the new terms?

This term change is after several years, and it was a reputable credit card company. If I don’t agree to the new (worse) terms, they will cancel my card, and I’ll have to pay the remaining balance. Would this hurt my credit rating if I don’t accept the new terms, let them cancel my card [...]

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should I close my credit card, once I paid it off?

should I close my credit card, once I paid it off, say I pay off my no annual fee credit card should I close it out or leave it active and just not use it? I heard that if you close a credit card that you pay off it can bring down your credit rating [...]

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