How does going over my credit limit affect my credit score?

Posts Tagged ‘Credit Equifax’

How does going over my credit limit affect my credit score?

By Author on Tuesday, September 7th, 2010 | 3 Comments

I recently went over my credit limit by and noticed that the credit card account (Cap One) was reported as delinquent on my equifax credit report? How can this happen and what are the consequences to my credit rating/score? Thanks for your response. Related Credit Card Sites Free Annual Credit Report: Credit taking exams free [...]

Is my Equifax credit score the same as my FICO score?

By Author on Saturday, September 4th, 2010 | 6 Comments

I just got my Equifax score online then came across information about FICO scores. Are they the same thing? Related Credit Card Sites Mailpost Print : Peter Kritas » FICO How To Fix Bad Credit Equifax Car Loans with Bad Credit and FICO Scores | Auto Credit Express Auto Loan Blog West Seattle Blog… » [...]

What's the difference between the Equifax Risk Score and the FICO score?

By Author on Tuesday, August 24th, 2010 | 1 Comment

I just got my credit report from Equifax. Is that number the same, similar, or completely different from the FICO score. All I know about this is that Equifax goes from 280-850 and FICO goes from 300-850. Related Credit Card Sites Equifax Lost Case for Misleading Consumer Disputes Wells Fargo & Co. (NYSE: WFC) Gives [...]

When Your Credit Score Isn’t Really Your Credit Score

By Author on Saturday, August 21st, 2010 | No Comments

Many articles have been written about the importance of having strong credit. And nowhere is the health of your credit more vital than when you apply for a home mortgage. For most individuals, a house is the most expensive thing they will ever purchase and the overall health of your credit determines whether or not [...]

My credit score is 678 — is that bad or good?

By Author on Thursday, August 12th, 2010 | 4 Comments

I just checked my FICO score with Equifax, and my score is 678. I’m a little confused about what that means, though. On the main display page that appeared on my computer monitor, it said my score falls into the "Good" range (but not "Very Good" or "Great"). The "Good" range, according to Equifax, was [...]

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Posts Tagged ‘Credit Equifax’