Posts Tagged ‘collections’


Credit score?

I have about 00 left on a credit card that was put into collections early last year. Im wondering should i pay off the rest of the balance? I know that by doing this, it would drop my score, but better to do this than wait 7 years for the collections item to be erased [...]

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What kind of mortgage rate (30 year fix) can I get right now with a 694 Equifax and 691 TransUnion FICO score?

What kind of mortgage rate (30 year fix) can I get right now with a 694 Equifax and 691 TransUnion FICO score? Related Credit Card Sites TransUnion Report Shows Improvement in Bad Credit Auto Loans | Auto Credit Express Auto Loan Blog If transunion deleted collections will the other bureaus follow ? | Quality Insurance [...]

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I have no credit cards but 2 judgements and slow pays. what is the best way to improve my fico score?

I have around ,000 in judgements and and things are in collections(about 00). I have no credit cards and none of them are what is being colleted on. I do not know if bankruptsy is the best for my fico score or should i just pay them down? Household net income is 00 monthly. Also [...]

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I just paid off a settlement offer on a credit card. How does that affect my credit report?

I realize that a settlement is less desirable than payment in full, but I also know it’s better than leaving the account unresolved. But what will the actual impact be on my credit? The settlement was for about 10% of the account which had been in collections for almost 9 years. Related Credit Card Sites [...]

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I have been paying off old accounts that have been in collections, but how come my FICO score is not improving

I am trying to improve my credit. I paid off a judgement 8 years old, I have paid off 3 collection accounts, and I continously pay each month old collection accounts, but my FICO score is not improving. Related Credit Card Sites Ex-Wildcat Davender sentenced to 8 years for ticket scam | Commonwealth of Kentucky [...]

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