How should I pay off my credit card debt when I just received a lump sum of money?

Posts Tagged ‘collections’

How do I find out my old credit card information?

By Author on Friday, June 3rd, 2011 | 5 Comments

I have a credit card in collections (actually in the process of wage garnishment), and want to find out info on the credit card in question, but it is no longer on my credit report (the card is over 10 years old). Of course the collection agency is no help, is there any way to [...]

How to get a credit card with a damaged credit score?

By Author on Friday, March 4th, 2011 | 8 Comments

I have a fairly low credit score due to a couple of charge-offs and a couple accounts in collections that I am not even aware of, but they are possible medical bills. I can’t do a secured card right now. I really just want a card to make small purchases and raise my score. My [...]

How can i fix my poor credit score when i already paid everything off?

By Author on Monday, November 8th, 2010 | No Comments

My credit score is still in the 400′s. I paid off all of my collections and my credit cards. I recently purchased a new car with a co-signer and i pay more than my monthly payment. But my credit score is still in the 400′s and it’s been more than a year since i paid [...]

what will be the difference in fico score between a paid collection and settlement?

By Author on Tuesday, October 26th, 2010 | No Comments

There is one negative on my credit report. It has gone to collections and collections agent will take a 20% discount but it shows up on the report as a settlement as opposed to paying the whole thing; then it will show on my credit report as a paid collection. Will that really affect my [...]

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Posts Tagged ‘collections’

How do I find out my old credit card information?

How to get a credit card with a damaged credit score?

How can i fix my poor credit score when i already paid everything off?

what will be the difference in fico score between a paid collection and settlement?

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