Posts Tagged ‘China’


How safe is a discover student card?

I just got a letter in the mail about this card. I have wanted to start establishing my credit and thought this might be a good idea. The only problem is that I’m not exactly sure how it works and my mom does not have one. Could someone please explain it a little and the [...]

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Should the current federal credit score system be changed to reflect the true credit worthiness of Americans?

Some folks can’t get credit; some can’t get jobs because of this system. If it was fair maybe the playing field between the haves and the have not’s would be more level. What do you think ? Do we have to have this system in place as it is or should it be tweaked to [...]

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When does it make sense to consolidate all your credit cards?

I get some credit cards I would like to pay off as soon as possible. I read that you should pay the card with the higher interest rate first and then pay the minimum payment on the other cards. I like the idea of consolidating all your credit cards and make one payment , as [...]

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Why the discounts and encouragement for credit cards only?

Request to confirm the logic behind the encouragement and discounts being offered only on credit cards and not on debit cards. Infact the debit cards should be more reliable and trust-worthy. Also the airline companies and even some shop-keepers always tries to avoid or do not allow purchases on a debit card. What’s the benefit [...]

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What is statue of limitatations on how long you can have protection from mastercard for fraud?

I had my card number stolen and it was used for almost 2000.00 of product at Chico’s in Las Vegas. Washintonton Mutual is telling me now that they did not receive my claim forms in time, that they closed the claim and that its over. I need to know what is the time frame in [...]

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