No Annual Fee Credit Cards » Cars http://no-annual-fee-credit-cards.org No Annual Fee Credit Cards Tue, 07 Feb 2012 11:51:54 +0000 en hourly 1 http://wordpress.org/?v=3.2.1 What is the best credit card to get for someone with no credit, to establish credit? http://no-annual-fee-credit-cards.org/8594/what-is-the-best-credit-card-to-get-for-someone-with-no-credit-to-establish-credit/ http://no-annual-fee-credit-cards.org/8594/what-is-the-best-credit-card-to-get-for-someone-with-no-credit-to-establish-credit/#comments Fri, 05 Aug 2011 22:55:29 +0000 Author I am one of those people starting to realize that having no credit is worse then bad credit. I'm wanting to get a new car (all of the cars I've had up until this point were paid in full) and I know that im going to need some sort of credit. Soo.. im wanting to get a credit card..to establish credit. What card should I get? And how do I go about getting it?...please only serious answer. Thanks.


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    ]]>     http://no-annual-fee-credit-cards.org/8594/what-is-the-best-credit-card-to-get-for-someone-with-no-credit-to-establish-credit/feed/ 5     How To Ensure Success When It Comes To A Used Car Loan http://no-annual-fee-credit-cards.org/8108/how-to-ensure-success-when-it-comes-to-a-used-car-loan/ http://no-annual-fee-credit-cards.org/8108/how-to-ensure-success-when-it-comes-to-a-used-car-loan/#comments Tue, 21 Jun 2011 08:50:16 +0000 Author If you were to go back just a few years, you would find that it was very easy to get accepted for a loan for just about anything. It was almost as if you could wear anything when applying for a loan that you wanted for something ridiculous and you would still get accepted; you could even apply with very little in the way of paperwork. However things have changed quite a bit since then. These days if you are hoping for approval for a used car loan, then you can expect to be put through the wringer. Luckily there are a few things you can do to increase your chances of getting such a loan and we will consider these now here.

     

    - Being sure that you will be able to meet the repayments each month is very important. Showing hesitation about this is one way to ensure your loan application does not get approval.

     

    - As well as being confident about your ability to repay your loan, the lender will want to show how you are going to repay it. Your income and expenditure for each month is something that you will be required to have with you. Making up a list of the items that you pay out each month as well as money that comes in is a good idea. It is important that the lender can see where you will find the money to pay off the loan. It is not wise to lie about your income or expenditure because the chances are high that you will get caught.

     

    - Have a good reason for purchasing a used car and be able to say the exact amount of money you need to borrow for this purchase.

     

    - Your appearance is important as it will ensure that the lender takes you seriously.

     

    - Bring along evidence of any money you have borrowed and paid back in the past. The lender will be checking your credit rating anyway but the fact that you have brought this proof will likely impress them.

     

    Should you happen to be looking for used cars, you could find yourself much better off by thoroughly getting acquainted with the autos that appeal to you. Good research enables you to find only the very best models available. For those looking for the very best deals, check out cars for sale North Yorkshire.

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      ]]>       http://no-annual-fee-credit-cards.org/8108/how-to-ensure-success-when-it-comes-to-a-used-car-loan/feed/ 0       Be an Informed Car Shopper http://no-annual-fee-credit-cards.org/7485/be-an-informed-car-shopper/ http://no-annual-fee-credit-cards.org/7485/be-an-informed-car-shopper/#comments Fri, 08 Apr 2011 02:34:20 +0000 Author Yesterday's conventional wisdom told us that we can save money by purchasing a pre-owned automobile  over a brand new one.  That no longer appears to be true . 

      Editors at Consumer Reports have recently eferenced car loans that are a full point  or two lower for new car purchases than they have been in recent history.  Therefore, there's no time like the present to review some key strategies when shopping for your next car.

      1.   Secure financing  before you shop: no exceptions.  When you pick out a car before you are certain  you have the necessary funds , the dealer may be reluctant to give you his best price .  However, if he knows you have a financing  ready to go, he'll sharpen his pencil and offer you the best terms he can possibly get for you. 

      2.  If you driver less than 1,000 miles a month, leasing a car may make sense for you.  There's almost always  a 12,000 mile per year cap on mileage.  If you exceed that you will owe considerable extra money upon the conclusion   f your lease.  Those additional miles can really add up.  Also, leasing makes sense if you are able to turn in the monthly payment as an allowable business expense.

      3.  Should you buy a pre-owned automobile ?  To ensure that you wind up with a car that will protect your passengers' safety, don't purchase  a car  that's older than three years.  Make sure that the one you drive off with is certified so that you know it has passed all required inspections and  has  an extended warranty.  Also, remember to compare your loan terms to those of a new car to make sure that you are getting the best automobile for the money you spend.

      4.  Buying makes more sense than leasing if the make of the car   you are considering  has historically retained it's value .   That's because , one of the best arguments for buying a new car is that there's the potential for getting substantial money back when you trade or sell it. 

      5.  Carefully research how much the  vehicles   you are considering  will cost you in gas, i insurance coverage  and maintenance.  All are  important factors. 

      You don't have to have a college or university degree in economics to be an intelligent car buyer.  You just have to be an intelligent consumer.


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        ]]>         http://no-annual-fee-credit-cards.org/7485/be-an-informed-car-shopper/feed/ 0         If I buy a $5200 car in Ky and I owe to Discover card, can they take my car? http://no-annual-fee-credit-cards.org/6031/if-i-buy-a-5200-car-in-ky-and-i-owe-to-discover-card-can-they-take-my-car/ http://no-annual-fee-credit-cards.org/6031/if-i-buy-a-5200-car-in-ky-and-i-owe-to-discover-card-can-they-take-my-car/#comments Thu, 23 Sep 2010 04:50:40 +0000 Author

        I owe about 00 to Discover Card. They've dipped into my checking account and cleaned it out before. If I buy a 00 car can they take that from me? I need wheels - and these 0 cars keep breaking down... help!


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        ]]>         http://no-annual-fee-credit-cards.org/6031/if-i-buy-a-5200-car-in-ky-and-i-owe-to-discover-card-can-they-take-my-car/feed/ 3         Will this economic crisis affect what credit card companies are willing to offer? http://no-annual-fee-credit-cards.org/5833/will-this-economic-crisis-affect-what-credit-card-companies-are-willing-to-offer/ http://no-annual-fee-credit-cards.org/5833/will-this-economic-crisis-affect-what-credit-card-companies-are-willing-to-offer/#comments Sun, 19 Sep 2010 00:01:09 +0000 Author

        I am not concerned about loans for cars, homes or college education - just borrowing from credit card companies. Is it likely that they would suddenly lower the credit I currently have available?


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        ]]>         http://no-annual-fee-credit-cards.org/5833/will-this-economic-crisis-affect-what-credit-card-companies-are-willing-to-offer/feed/ 5         Rented a car and extra charges for damage appeared on my credit card? http://no-annual-fee-credit-cards.org/5815/rented-a-car-and-extra-charges-for-damage-appeared-on-my-credit-card/ http://no-annual-fee-credit-cards.org/5815/rented-a-car-and-extra-charges-for-damage-appeared-on-my-credit-card/#comments Sat, 18 Sep 2010 11:26:28 +0000 Author

        I am in need of advise?
        I rented a car for a week while i was on vacation, i declined all of the optional insurance ect as i am insured. The cost was 280 for the time we were on vacation. We returned our car last wednesday, at the time we pulled up and a guy walked around the car to inspect it looked inside real quick, check it the gas was full and printed out a recipt and told us here is your final charge have a great day. Today checking online i noticed they charged my 976.93. I called them right away, i took for every to contact some one, but finaly i got ahold of someone and he told me they found a chip in the cars windsheld and they had to replace the windsheld. He told me that i declined other charges therefore i have to pay the damages. What can i do, i did not notice a chip but those things can be unnoticed. I asked him how do you know that someone did that after i droped it off. I have the recipt showing the final charges 288.30


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        ]]>         http://no-annual-fee-credit-cards.org/5815/rented-a-car-and-extra-charges-for-damage-appeared-on-my-credit-card/feed/ 3         Is it safe to give away the first 6 digits of my VISA card? http://no-annual-fee-credit-cards.org/5380/is-it-safe-to-give-away-the-first-6-digits-of-my-visa-card/ http://no-annual-fee-credit-cards.org/5380/is-it-safe-to-give-away-the-first-6-digits-of-my-visa-card/#comments Thu, 09 Sep 2010 14:26:33 +0000 Author

        I was contacting VISA via email regarding a problem I'm having and they're asking for the first 6 digits of my credit card.


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        ]]>         http://no-annual-fee-credit-cards.org/5380/is-it-safe-to-give-away-the-first-6-digits-of-my-visa-card/feed/ 6         How can I unlock bmw in nfs carbon I have done 3 quarters of the reward card to unlock bmw but it says unlock? http://no-annual-fee-credit-cards.org/5278/how-can-i-unlock-bmw-in-nfs-carbon-i-have-done-3-quarters-of-the-reward-card-to-unlock-bmw-but-it-says-unlock/ http://no-annual-fee-credit-cards.org/5278/how-can-i-unlock-bmw-in-nfs-carbon-i-have-done-3-quarters-of-the-reward-card-to-unlock-bmw-but-it-says-unlock/#comments Tue, 07 Sep 2010 12:01:37 +0000 Author

        Which 33 cars have to be unlocked ?


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        ]]>         http://no-annual-fee-credit-cards.org/5278/how-can-i-unlock-bmw-in-nfs-carbon-i-have-done-3-quarters-of-the-reward-card-to-unlock-bmw-but-it-says-unlock/feed/ 1         How can I pay for a program in America when I don't have a credit card,mastercard? Can't I use WESTERN UNION? http://no-annual-fee-credit-cards.org/4986/how-can-i-pay-for-a-program-in-america-when-i-dont-have-a-credit-cardmastercard-cant-i-use-western-union/ http://no-annual-fee-credit-cards.org/4986/how-can-i-pay-for-a-program-in-america-when-i-dont-have-a-credit-cardmastercard-cant-i-use-western-union/#comments Wed, 01 Sep 2010 16:51:00 +0000 Author

        I live and work in Nigeria and need to register for a program in the U S. I do not however have a credit card, mastercard, paypal, etc. We don't have access to CLICKBANK in Nigeria either. The registration fee is less than 0! How do I then make the registration?
        Thank you


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        ]]>         http://no-annual-fee-credit-cards.org/4986/how-can-i-pay-for-a-program-in-america-when-i-dont-have-a-credit-cardmastercard-cant-i-use-western-union/feed/ 1         When Filling out a Credit Card Application? http://no-annual-fee-credit-cards.org/4381/when-filling-out-a-credit-card-application/ http://no-annual-fee-credit-cards.org/4381/when-filling-out-a-credit-card-application/#comments Fri, 20 Aug 2010 09:37:07 +0000 Author

        Where it asks for employment status.. What do you put if you are a full time student and work full time?

        And I am 18 and so I live with my parents. And I don't make monthly housing payments. So do I leave it blank?

        And what is the Balance Transfer Form for? I don' really understand it.


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