No Annual Fee Credit Cards » Best Interest http://no-annual-fee-credit-cards.org No Annual Fee Credit Cards Wed, 08 Feb 2012 12:19:26 +0000 en hourly 1 http://wordpress.org/?v=3.2.1 What is the best credit card for students? http://no-annual-fee-credit-cards.org/8064/what-is-the-best-credit-card-for-students-2/ http://no-annual-fee-credit-cards.org/8064/what-is-the-best-credit-card-for-students-2/#comments Sat, 18 Jun 2011 08:34:19 +0000 Author I want to get a credit card to purchase a laptop and to build credit. What is the best card I could get with the most benefits and best interest rates?


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    ]]>     http://no-annual-fee-credit-cards.org/8064/what-is-the-best-credit-card-for-students-2/feed/ 4     What is the best credit card? http://no-annual-fee-credit-cards.org/5959/what-is-the-best-credit-card-2/ http://no-annual-fee-credit-cards.org/5959/what-is-the-best-credit-card-2/#comments Tue, 21 Sep 2010 12:01:03 +0000 Author

    I just turned eighteen so i think im getting a credit card to start building up my credit for when i get a house. What cards do you have? what are the best interest rates? are there any that dont need a co-signer? special deals for students? best benefits?


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    ]]>     http://no-annual-fee-credit-cards.org/5959/what-is-the-best-credit-card-2/feed/ 3     When Your Credit Score Isn’t Really Your Credit Score http://no-annual-fee-credit-cards.org/4426/when-your-credit-score-isnt-really-your-credit-score/ http://no-annual-fee-credit-cards.org/4426/when-your-credit-score-isnt-really-your-credit-score/#comments Sat, 21 Aug 2010 09:11:56 +0000 Author Many articles have been written about the importance of having strong credit. And nowhere is the health of your credit more vital than when you apply for a home mortgage. For most individuals, a house is the most expensive thing they will ever purchase and the overall health of your credit determines whether or not a loan company will offer you an budget friendly home loan. Since the most typical measure of monetary health is a credit score, most potential buyers are urged by well-meaning sources to "check your credit score before you apply." Many would-be homebuyers head to the Web to do just that, and seeing that their score is adequate, they head off, score in hand, to meet with a financial institution to discuss possible loans.

    And then the loan company drops the bomb - "Sorry, but your credit score is too low. You don't qualify for the best interest rate."

    What happened? How can the credit score you purchase from the credit bureaus be higher than the one the lender receives? The answer is a basic one - there is more than one type of credit score. Each of the three main credit agencies - Equifax, Experian and Trans Union, uses a different technique of determining credit ratings. While the scale and criteria they use are roughly the same, the method is slightly different at each agency, so checking with all three bureaus could possibly provide you with three distinct scores. Or even four - the three bureaus are now also making use of a unified scoring method. But which one is the "correct" score?

    Mortgage lenders almost always examine the FICO score, created by Fair, Isaac, and Co. The FICO score is similar to a lot of others, but it's the one that lenders are checking. That means that if you want to know exactly where you stand ahead of time, you need to check your FICO score yourself. And you need to create sure that the number you receive is, in fact, your FICO figure and not several other arbitrary score.

    How can you do that? There are many places on the Internet where you can obtain a credit score, but not all of them will offer the FICO figure. Make certain that the site you visit offers the FICO score before you agree to pay. Equifax makes the FICO figure readily available on their site, as does MyFICO.com. If you aren't sure, you might check with one of those two Websites. Making sure you have an accurate representation of your monetary health before applying for a mortgage is a great idea. Just make certain that you’re looking at the same measure of financial health that your loan provider will use - your FICO score.


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    ]]>     http://no-annual-fee-credit-cards.org/4426/when-your-credit-score-isnt-really-your-credit-score/feed/ 0     obtaining a 1st time buyer loan and where to go? http://no-annual-fee-credit-cards.org/4400/obtaining-a-1st-time-buyer-loan-and-where-to-go/ http://no-annual-fee-credit-cards.org/4400/obtaining-a-1st-time-buyer-loan-and-where-to-go/#comments Fri, 20 Aug 2010 21:03:04 +0000 Author

    i want a home i make no real money but have fair credit, my gf of 4 yrs makes real money but has poor credit. Im looking to qualify for about 55k what credit score would i need and who is a bank with a fair 1st time buyer program? could i buy the home on stated income if my credit was high enough? if so how high would i need? what is a decent fixed rate now at 30 yrs with no money down? our rent is 575 and i believe it would be cheaper and in our best interest to pay ourself rather than a landlord. Any other advice would be appreciated. the market im looking in is cincinnati in the UC campus area.


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    ]]>     http://no-annual-fee-credit-cards.org/4400/obtaining-a-1st-time-buyer-loan-and-where-to-go/feed/ 2     What credit card and or banks offer loans with the best interest rate? i have really good credit.? http://no-annual-fee-credit-cards.org/4071/what-credit-card-and-or-banks-offer-loans-with-the-best-interest-rate-i-have-really-good-credit/ http://no-annual-fee-credit-cards.org/4071/what-credit-card-and-or-banks-offer-loans-with-the-best-interest-rate-i-have-really-good-credit/#comments Sat, 14 Aug 2010 09:38:12 +0000 Author

    I only want to borrow about 5,000. I don't know if i'd be better going with a credit card or bank.


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    ]]>     http://no-annual-fee-credit-cards.org/4071/what-credit-card-and-or-banks-offer-loans-with-the-best-interest-rate-i-have-really-good-credit/feed/ 5     What is the best credit card to get? http://no-annual-fee-credit-cards.org/3689/what-is-the-best-credit-card-to-get/ http://no-annual-fee-credit-cards.org/3689/what-is-the-best-credit-card-to-get/#comments Fri, 06 Aug 2010 21:36:08 +0000 Author

    I have had credit cards before but I think I picked the worst possible ones to get. They all had super high interest rates, no rewards etc. So what is the best ones to get? Taking in rewards like flights and others. Lower interests rates (if possible) and any other good things. Only looking to get one and use it for gas and/or emergencies. Also looking to build up my credit


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    ]]>     http://no-annual-fee-credit-cards.org/3689/what-is-the-best-credit-card-to-get/feed/ 4     what Requirements to get auto loan? http://no-annual-fee-credit-cards.org/3301/what-requirements-to-get-auto-loan/ http://no-annual-fee-credit-cards.org/3301/what-requirements-to-get-auto-loan/#comments Fri, 30 Jul 2010 11:26:01 +0000 Author

    I want to buy a car from private party what are the requirements for a 15,000 loan?
    credit score?
    what are the best places to apply?
    for how long should I make the loan so i have affordable payments?
    Best Interest rate I can get for a poor-fair credit score?


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    ]]>     http://no-annual-fee-credit-cards.org/3301/what-requirements-to-get-auto-loan/feed/ 2     What's the best credit card to get after a bankruptcy? http://no-annual-fee-credit-cards.org/3267/whats-the-best-credit-card-to-get-after-a-bankruptcy/ http://no-annual-fee-credit-cards.org/3267/whats-the-best-credit-card-to-get-after-a-bankruptcy/#comments Fri, 30 Jul 2010 00:02:03 +0000 Author

    I declared bankruptcy three years ago. I'm being deluged with credit card offers. Is there a best card to go for, a best interest rate, or should I just forget the whole thing and stick it out with my Visa debit card I have through my bank?


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    ]]>     http://no-annual-fee-credit-cards.org/3267/whats-the-best-credit-card-to-get-after-a-bankruptcy/feed/ 2     What is the best credit card for students? http://no-annual-fee-credit-cards.org/2999/what-is-the-best-credit-card-for-students/ http://no-annual-fee-credit-cards.org/2999/what-is-the-best-credit-card-for-students/#comments Sat, 24 Jul 2010 19:12:27 +0000 Author

    I want to get a credit card to purchase a laptop and to build credit. What is the best card I could get with the most benefits and best interest rates?


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    ]]>     http://no-annual-fee-credit-cards.org/2999/what-is-the-best-credit-card-for-students/feed/ 4     Requirements to get an auto loan from bank? http://no-annual-fee-credit-cards.org/2883/requirements-to-get-an-auto-loan-from-bank/ http://no-annual-fee-credit-cards.org/2883/requirements-to-get-an-auto-loan-from-bank/#comments Thu, 22 Jul 2010 13:50:10 +0000 Author

    I want to buy a car from private party what are the requirements for a 15,000 loan?
    credit score?
    what are the best places to apply?
    for how long should I make the loan so i have affordable payments?
    Best Interest rate I can get for a poor-fair credit score?


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    ]]>     http://no-annual-fee-credit-cards.org/2883/requirements-to-get-an-auto-loan-from-bank/feed/ 2