I just got my Equifax score online then came across information about FICO scores. Are they the same thing?
I just got my Equifax score online then came across information about FICO scores. Are they the same thing?
I do not want a credit card that is targed to bad credit because they give you a card with a 0 limit but after all of the initial fees you are only able to charge .
The last time I viewed my credit report, it did not have my auto loan as paid off. I had paid it off about a week before my credit report was pulled. Does anyone know how much that will increase my credit score? My FICO score was 545 and I am wondering if it will increase significant enough to be considered for a home loan. I know the score is pretty low, but you never know with the housing market today.
I am in desparate need of a car loan. My car was stolen over the weekend and I need a car where I live. I have what most would consider Bad credit and need some advice on where to shop for a loan without paying an outrageous interest rate. The other problem is that I don't want to apply for too many lenders because it lowers your credit score even more. Please help. Thanx!
I already know it's bad. What I need is info on how many credit score points it takes off. Also, if you buy a second car before the repo and pay it on time, will that help offset the repo? A buddy is in a really bad car loan with an aging car and walking away from the loan is probably his only shot at getting out from under it anytime soon. People have told him to walk away from the bad loan and start fresh and keep the rest of his credit squeaky clean and he'll be okay.