Sep 04

I just got my Equifax score online then came across information about FICO scores. Are they the same thing?


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Aug 25

I am in desparate need of a car loan. My car was stolen over the weekend and I need a car where I live. I have what most would consider Bad credit and need some advice on where to shop for a loan without paying an outrageous interest rate. The other problem is that I don't want to apply for too many lenders because it lowers your credit score even more. Please help. Thanx!


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Aug 24

I already know it's bad. What I need is info on how many credit score points it takes off. Also, if you buy a second car before the repo and pay it on time, will that help offset the repo? A buddy is in a really bad car loan with an aging car and walking away from the loan is probably his only shot at getting out from under it anytime soon. People have told him to walk away from the bad loan and start fresh and keep the rest of his credit squeaky clean and he'll be okay.


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Aug 16

My friend gets over 75 pre-approved credit card offers a month. How do I do the same?


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Aug 14

Is there any sort of insurance that one can buy that would provide the lender assurance against one's bad credit?


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