No Annual Fee Credit Cards

My fico scores are 647, 644 and 628. I have 3-4 old collections on my report, but they are 3-6 years old.

do I qualify for regular credit card? if so which?

please be specific and informative.

thanks

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I want to open a business, but I need to repair my credit rating and increase my FICO score to get a low interest loan.

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