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Why doesn iTunes want me to pay with a Credit card when I have a gift card already redeemed?

Author — Sat, 04 Sep 2010 16:49:07 +0000

I recently uploaded a iTunes gift cards into my iTunes. It was a gift from my parents for my birthday. When I tried to buy a song, it went straight to filling out Credit card billing information. So now I cant buy anything because it thinks i have no money! Help please! I dont want my parent's money to be flushed down the toliet!!

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i need a loan for $5000 but it is hard to get because i have a few months left in credit counseling .?

Author — Sat, 04 Sep 2010 16:12:48 +0000

i entered credit counseling about 4 years ago but i never realized what a negative it would do to your credit. does anyone know where you can get a unsecured personal loan while in cc. other than cc my credit score is fair.

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Registering credit cards online?

Author — Sat, 04 Sep 2010 14:37:51 +0000

Is it possible for me to register my mother's credit cards online with a username/password, but yet not have to immediately link her checking account to them for paying the monthly bills? Basically, she doesn't know how to work the computer, but in a month or two wants me to help her to change her bill banking/bill paying over to online. I do all of my own banking, bill paying, etc. online. But I can't remember in regards to credit cards, if it's a "must" that you provide a checking account for bill paying, when registering a credit card online. She has some checks and such left that she'd like to use, so that they don't go to waste. So for another month or two, the payments to the accounts (even if the card is registered online) will be sent by mail. The Cust. Service people over the phone ask for only her income alone, for credit line increases. Online, it gives the option of "household income". I'd like to be able to combine our income so that she gets a better credit increase.
So I'm basically trying to find out if I have to link her checking account to the cards when I register her cards online, just to be able to request her credit line increases?
Well, she doesn't "need" an increase in her credit lines. But it certainly doesn't help to do it if it hasn't been done in a while. I know a lot of people on here go into the, "NO! DON'T increase your credit line! Cut the cards up, throw them away, use your cash. Credit cards cause debt, blah, blah, blah" mantra that they chant all the time. But usually it's because they assume that since they got themself into a horrible mess with their credit...that every other person in the world will do the same thing as them. A higher credit limit doesn't mean you spend it up. It means...lower interest rates for some things like mortgages. It also makes your debt to credit ratio a lot better. So it has it's purpose. I don't know what "red flags" you feel that

Why does she need an increase in her credit lines? This is raising all sorts of "red flags" to me. She can make single payments online w/o registering her checking acct(s). Also, why would she never need "paper checks" anymore?
raises for you. But...she particularly is tired of having to pay for stamps for mailing bills and eventually wants to pay them online anyway. She doesn't use her checks for much of anything else but paying typical bills. So if those bills are paid online (as she wants to eventually do because it's quicker and more efficient, and requires no stamps)...then those checks will be kind of useless.

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Why do itunes accounts have to be put on a credit or visa card?

Author — Sat, 04 Sep 2010 14:37:02 +0000

Idk if I asked it completely right but like when you click on your itunes account and it shows your data and then your credit or visa card, etc. Why does a credit card have to be involved if there's itunes cards instead?

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Can you sacrifice credit card reward points to pay down debt or negotiate with credit card companies?

Author — Sat, 04 Sep 2010 14:36:11 +0000

I'm just curious because I have a ton of reward points I've never cashed and would rather pay off my debt. I was wondering if I can cash those in for a percentage of my debt. It may be a stupid question, but it's worth a shot! Thanks!

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Purchase More Home Having a Buy Down Mortgage loan

Author — Sat, 04 Sep 2010 14:01:00 +0000

A acquire down home loan permits you to buy more home with your income and enjoy lower monthly repayments for any couple of decades. With lowered obligations, you are able to shell out for move in expenses and furnishings. You also qualify for a bigger mortgage as a result of lower month to month repayments.

Purchase Straight down Mortgage Terms

Purchase Lower mortgages come in three packages. A temporary buydown bank loan, the most frequent, starts using a discounted rate of interest for a single to three decades that increases to a fixed price in yearly increments. You pay the difference in curiosity payment in an original payout to the lender at the commence of the home bank loan. Some lenders will spend this lump sum, but then charge a higher rate of interest for your loan.

For example, you can have a mortgage using a 6% rate of interest that's lowered to 4% the very first year, then raised to 5% the second year, and finally reach 6% on the third year. The distinction in the mortgage obligations for that very first two years will need to be paid towards the lender in the time of settlement.

A compressed buydown mortgage loan works like a temporary acquire straight down loan, but awareness rates rise every six months. A permanent buydown bank loan has a low interest rate for your life with the loan, but that variation still has to become prepaid towards the financing business.

Purchase Lower Home loan Advantages

The chief benefit of your buydown mortgage loan is that you are able to qualify for a larger loan amount based on your income. This may be especially helpful should you expect your income to improve in the near future.

Furthermore, original reduced month to month payments permit you to pay for the numerous expenditures associated with getting a home. The expense of moving expenditures, home furnishings, and landscaping can rapidly add up those very first couple of many years.

Acquire Straight down Mortgage Considerations

Purchase Lower mortgages ought to be regarded as along with other types of mortgages. In some cases if the huge initial payment was utilized as part of the down payment, you may locate far better terms having a fixed fee or ARM. You may possibly also locate that if you might be planning to move within seven decades, an ARM can give you the same low monthly obligations without having the upfront cost.

No matter what sort of house loan you choose, research lenders and bank loan terms beforehand. Compare interest obligations and base your decisions on your financial goals.

You can find more information about morgage interest, mortgage interest formula, and conventional mortgage rates

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Do vendors still get charged a state sales tax if they refund a credit card?

Author — Sat, 04 Sep 2010 13:52:17 +0000

I put a deposit down on an item which I never had in my possession. I tried to cancel the order, but the vendor is saying he was already charged for the sales tax and that if they refund that to me they will not get it back. So, they are saying they will refund the order only if I pay for the sales tax and a credit card charging fee.

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When does it make sense to consolidate all your credit cards?

Author — Sat, 04 Sep 2010 13:19:47 +0000

I get some credit cards I would like to pay off as soon as possible. I read that you should pay the card with the higher interest rate first and then pay the minimum payment on the other cards. I like the idea of consolidating all your credit cards and make one payment , as this would make my life easier. Which option would be better, pay off each credit card or consolidate?

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Unsecured Business Credit Card with No Personal Guarantee?

Author — Sat, 04 Sep 2010 12:01:21 +0000

I would like to know the name, or web link, for a specific credit card company that offers unsecured business credit cards with no personal guarantee. It must be a reputable company, of course, as I have read many articles on scam companies that offer this. I really do need a business credit card with no personal guarantee so that I can protect my personal credit and keep it separate from the business credit.

Thanks in advance for any help you can provide!!!

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Is Black Mastercard the Boss of all credit cards?

Author — Sat, 04 Sep 2010 12:01:06 +0000

I heard people who have a Black Mastercard is rich and is for rich people? Related Credit Card Sites Related posts:Is it possible to pay for EVE Online through MasterCard gift cards? Can you deposit a Mastercard gift card at the bank? What can and can't you do if you have a Mastercard gift card, not a regular Mastercard? Related posts: