When Filling out a Credit Card Application?
by Author on Friday, August 20th, 2010 | 2 Comments
Where it asks for employment status.. What do you put if you are a full time student and work full time?
And I am 18 and so I live with my parents. And I don't make monthly housing payments. So do I leave it blank?
And what is the Balance Transfer Form for? I don' really understand it.
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~~ First question is just put down you work full time, being a student has no bearings to the application.
Second one you leave blank as you have no rent or mortgage payments.
Last one is if you have other credit cards with a higher interest rate, they will let you transfer the balance to this card who may or may not have a lower interest rate. Sounds really good till you read the fine print, then it is usually a 3 month lower interest rate or something similar and they charge a fee to do the transfer. Some work out to your benefit, most don’t. I you do not have any other credit cards it would not apply to you.
Have your parents help you, that way you know for certai what information to give out, and what information not too. Good luck, hopefully you’re approved!