Does it affect your credit score if you request a credit report just for your information?

You are currently browsing comments. If you would like to return to the full story, you can read the full entry here: “Does it affect your credit score if you request a credit report just for your information?”.


7 Responses to “Does it affect your credit score if you request a credit report just for your information?”

  1. stevie2g says:

    If you request it directly from the CRA (rather than through a company), it will not affect your score at all. You can pull it through a CRA a million times, and although you will see the inquiry, no one else will, and it has nothing to do with your score.

  2. Allen S says:

    what dosnet affect your credit score this days

  3. CFPwunaB says:

    It does not affect your credit score if you are viewing it. UNLESS you go to a bank and ask them to do it.

    Go to annualcreditreport.com and get it there.

  4. Josh K says:

    I am 100% certain that checking your own credit doesn’t hurt your credit score. It’s a law in the FCRA. (Fair Credit Reporting Act)

  5. sunshine says:

    No it does not affect your score, only when you apply for credit.
    I order a credit report every six months and it didn’t affect my score at all.

  6. Nosy Posey says:

    Nope. Only if you’ve applied for credit and there are inquiries from the potential creditor.

  7. creditscoring.com says:

    No.

Leave a Reply

*

Powered by Yahoo! Answers