This is for others to share horrors of thier experiences with H&R Block and it's Emerald Advance Card and RAL ?
I'm currently working on a documentary that exposes the bait and switch business that is H&R Block. Please share your experiences if you have had 3 or more of these things happen in this order. Also, if you are distraught by any other injustice caused by H&R Block, feel free to use this post to vent your frustration. I FEEL your pain!
a) Denial of an Emerald Advance that lead to you making a future appointment with H&R
b) Denial of an instant RAL at that future appointment accompanied by an approval for the 1-2 day RAL
c) Mislead into believing 1-2 days meant 1-2 days until you call on it and you're told that it will be there in another few days
d) You call again because you still have no money and they say that you were now DENIED for the 1-2 day (really 4-5) and it can take up to 15 days, which is really closer to 18
e) You receive an 800 number that creates more heartache and confusion than existed in the first place
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- Heartache!

my sister worked for them for 6 years they are con artist at large the household bank will turn you down for the slightest credit blemish they don’t tell you that when you apply
I’ll tell you a horror…..
A long time ago my mom filed her taxes at H&R block and she got her taxes but then they sent her another check or something for like $1000 and she gave it back to H&R block and they thanked her saying noone has or would ever do that…..but for some reason every year after that they kept tracking her down saying she owed them that money!
All of your "horrors" are addressed in the CONTRACT that you signed. Did you actually READ it from top to bottom?
Out of curiosity I went to Block read the contract — after a brief argument with the office "manager." I walked out. LOUSY deal and some serious questions on compliance with the Fair Credit Reporting Act as well!